In terms of filing, you know, if there are really – you know, people come in to me and they feel like they’re doing something wrong by filing bankruptcy and that’s not the case at all.

Bankruptcy is part of our system of laws in this country. It’s there for a purpose. It’s there to give people a fresh start. There are many examples of people needing to file based upon life events just as a divorce, the loss of a job, illness, those types of things, things that they can’t help. That’s why we have a bankruptcy system in this country. It allows people to go on with their lives and live a normal life.

Also people are more productive. You know, if you’re able to dig your way out of financial hardship, you’re able to go on with your life and to be more productive and it helps society in general and it helps you and your family and your kids and that’s why we have it.

Again my name is Richard Ellis. We’re located at 2187 Ringling Boulevard in Sarasota. We’re down the street from the Sarasota Courthouse.

I also have an office on Manatee Avenue in Bradenton. It’s 1909 Manatee Avenue. Please give us a call at 941-351-9111. Our website is also We would be glad to help if we can.