Are Debt Collectors Allowed to Call
Are Debt Collectors Allowed to Call? Here's how to stop them...
5 Bankruptcy Facts you May Not Know
There are many misconceptions about the bankruptcy process, causing some people to avoid it at all costs. However, the truth about bankruptcy is that it can be a powerful way for people to get their life back on track.
Qualifying for an SBA Loan After Bankruptcy
Suppose you are an entrepreneur or small business owner taking this opportunity to open a new venture after bankruptcy. In that case, you may wonder if you can still qualify for a small business loan from the SBA.
How Does Bankruptcy Affect Cosigners
Co-signing a loan is not risk-free. If the borrower does not repay the loan as agreed, the cosigner will be legally liable - even if the cosigner never drove the vehicle or lived in the home. It should also be noted that if the borrower is delinquent on payments or defaults on the loan entirely. In addition, if the borrower pays late or defaults on the loan, the cosigner's credit is likely to be negatively affected.
5 Ways to Reduce Business Debt
Those looking to stabilize their business finances must learn to pay down their business debt effectively. This article will look at strategies you can employ to get out from under your debt and have more money freed up for other business needs.
When is an Emergency Bankruptcy Filing Appropriate?
When people find themselves in financial trouble, they spend months contemplating their options. Bankruptcy is often thought of as a last resort and is put off until the very last minute. However, while someone is busy weighing their options, their creditor often moves against them. This legal action can result in a judgment and garnishment of wages. If this occurs, what recourse does an individual have? The answer may be an emergency bankruptcy filing.
Negotiating a Debt Settlement
When you are facing financial difficulty, bankruptcy is an option. Many people feel it is necessary to try everything else before taking that step - including working with creditors to settle your debts. Before attempting to work with creditors without professional assistance, knowing what to say is essential. Your creditors are well-versed in all things financial, but you may not be - so here are a few tips to help you achieve a settlement offer that works for you.
Understanding the Nuances of Debt
Not all debt is created equal, and not all debt is bad. But since debt is also the primary reason individuals find themselves in financial distress, it is essential to understand the differences and nuances involved with different types of debt.
Should Senior Citizens File for Bankruptcy?
At a time of life when security is important, the prospect of bankruptcy may be disconcerting. Is filing for bankruptcy the right move for senior citizens? It depends on their financial circumstances.
Can You File Bankruptcy Without an Attorney
As with any legal proceeding, individuals have the right to represent themselves in a bankruptcy filing without hiring an attorney. Let's start by looking at those circumstances when your bankruptcy may be simple enough to receive a bankruptcy order on your own.