This strategy for personal financial management breaks your budget into three primary sections: 50% for needs, 30% for wants, and 20% set aside for savings and investing.
If you are nearing retirement age, you may be struggling with the big “social security” decision: should you take a reduced Social Security benefit at age 62 - or wait to receive the maximum benefit at age 70?
If you are overwhelmed with debt and creditors call you non-stop, you need help - fast. Today, we'll discuss some of the main facts bankruptcy attorneys wish people understood to regain financial stability.
Bankruptcy allows you to settle or eliminate your debts and move forward in a financially feasible way. Once your debts have been discharged, you can be in a more stable place and begin to build your credit once again.
While you can find a lot of information about Chapter 13 on the internet, sometimes you just need some answers quickly. Let’s take a closer look at Chapter 13 bankruptcy.
Credit cards can be an excellent financial tool, helping you save money and build credit. But if they are misused, they can become quite expensive. Here is our list of the top 9 situations to avoid regarding credit cards.
Filing for bankruptcy can stop a foreclosure or car repossession, help avoid wage garnishment or relieve overwhelming credit card debt. Bankruptcy is a serious endeavor that requires a thoughtful decision based on reality and facts.
Although hourly wages are 5.1% higher than in 2021, inflation and prices have been increasing even more rapidly, most notably in the grocery store and the gas pump. What impact is that having on personal bankruptcies?
There are several reasons someone may be reluctant to file for bankruptcy. Some people might feel shame and think that people will judge them, and others may not realize just how perilous their situation has become. But for many, their reluctance is based on a more fundamental question - is filing for bankruptcy a moral choice?
If you are in a difficult financial situation and are wondering if bankruptcy is right for you, it helps to understand the process.