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This strategy for personal financial management breaks your budget into three primary sections: 50% for needs, 30% for wants, and 20% set aside for savings and investing.

If you are overwhelmed with debt and creditors call you non-stop, you need help - fast. Today, we'll discuss some of the main facts bankruptcy attorneys wish people understood to regain financial stability.  

While you can find a lot of information about Chapter 13 on the internet, sometimes you just need some answers quickly. Let’s take a closer look at Chapter 13 bankruptcy.

There are several reasons someone may be reluctant to file for bankruptcy. Some people might feel shame and think that people will judge them, and others may not realize just how perilous their situation has become. But for many, their reluctance is based on a more fundamental question - is filing for bankruptcy a moral choice?

If you are recently unemployed and need a financial solution, the team at the law offices of Richard V. Ellis can help you to assess your situation and explain your bankruptcy options.

If you owe student loans and are overwhelmed with the prospect of repaying such a large amount of money, we’ve got a few tips to help you pay those loans off more quickly than you expected.

Since tax season just ended and people should be receiving their refunds, we decided to address one of the most popular questions asked around this time each year. “If I am eligible for a tax refund, but I filed for bankruptcy, can I keep the refund when it arrives?

Those considering a bankruptcy filing often wonder whether they should stop paying their bills or other expenses in preparation for the process.

You’ve undoubtedly heard of bankruptcy, and you may have wondered if it could be a solution for your current financial woes. But if you are like many consumers, you don’t have any actual first-hand knowledge about the bankruptcy process. Here are the most common bankruptcy FAQs to help you understand bankruptcy and decide if it is the right course of action for you. 

If you’re struggling to make your car payments, it is best to contact your lender as soon as possible. Bankruptcy may be an effective way to save your vehicle and get back on track to financial stability.