Legal Blog

Due to high-interest rates, many consumers rapidly - and sometimes quite unexpectedly - find themselves in debt they cannot handle. 

While bankruptcy has lost much of the stigma it used to hold, it is vital to understand the legal implications of any discrimination you may face after discharge.

Here in Florida, we have specific bankruptcy exemptions that must be applied to our filing and override federal rules if there is a discrepancy. The good news is that Florida exemptions are typically more generous than those offered under federal law.  If you are considering a Florida bankruptcy, here is the exemption information you need to know.

One of the more confusing aspects of a personal tax return is determining what can be written off. Today, we'll examine the definition of a write-off and explore which expenses are legitimate and which are not. 

Those facing personal bankruptcy might be looking for any way possible to pay off their creditors. During tax season, the prospect of a tax refund represents the opportunity to alleviate yourself of debt with one lump sum. However, if you are expecting a tax refund, you want to ensure that your money is spent in a way that helps your situation and doesn’t jeopardize your filing. If you are expecting a tax refund, a bonus, or any other type of cash influx, this tips will help you to determine the best course of action.

One reason people file for bankruptcy is that they struggle to make their home mortgage payments. However, there are several strategies that a homeowner can employ to try to make their monthly bills more manageable before having to look to bankruptcy as an option. Refinancing a home mortgage is one such option. Here are some reasons a homeowner may consider a home refinance and how it will help avoid bankruptcy. 

One of the most distressing aspects of being in financial difficulty is having to endure harassing calls from creditors and collection agencies. On November 30, 2021, that harassment may have been increased, thanks to new legislation.

Getting into financial distress doesn't happen overnight. A series of smaller events add up to the need to file for bankruptcy, so understanding your day-to-day expenditures is vital in staying on a safe financial path.

The CAA was enacted in 2021 in response to the ongoing COVID-19 crisis. Among its many provisions, it addressed the needs of corporate tenants and landlords due to financial hardship related to the pandemic.

When facing a financial crisis, any legal avenue to relief is something to be considered. Those who find themselves in dire straits often feel that they have to choose between one of two options: debt consolidation and bankruptcy.