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A credit report identifies open accounts, current debt balances, and how reliably monthly payments are made.

While job loss is the most common reason for filing bankruptcy claims, many motivating factors influence an individual's decision to pursue legal bankruptcy protection.

There is much to learn about bankruptcy, but your best source of information is a professional Sarasota bankruptcy attorney.

If you are nearing retirement age, you may be struggling with the big “social security” decision: should you take a reduced Social Security benefit at age 62 - or wait to receive the maximum benefit at age 70?

Bankruptcy allows you to settle or eliminate your debts and move forward in a financially feasible way. Once your debts have been discharged, you can be in a more stable place and begin to build your credit once again. 

Credit cards can be an excellent financial tool, helping you save money and build credit. But if they are misused, they can become quite expensive. Here is our list of the top 9 situations to avoid regarding credit cards. 

Filing for bankruptcy can stop a foreclosure or car repossession, help avoid wage garnishment or relieve overwhelming credit card debt. Bankruptcy is a serious endeavor that requires a thoughtful decision based on reality and facts.  

Although hourly wages are 5.1% higher than in 2021, inflation and prices have been increasing even more rapidly, most notably in the grocery store and the gas pump.   What impact is that having on personal bankruptcies?

If you are in a difficult financial situation and are wondering if bankruptcy is right for you, it helps to understand the process.

A loss of income can cause problems quickly, causing single parents to have to use credit cards or deplete their savings to pay daily expenses.